It is important to review your bills each month especially if you have a monthly budget. I don’t know anyone who likes to pay bills, including me! But what if you could save money each month and reduce your bills? Today I want to discuss simple ways to save money on bills.
There are probably a few fixed bills that you cannot change immediately, such as a rent or a mortgage payment. Instead, let’s focus on bills that you can change right away!
- If your utilities bill are high for half the year and low the other half, consider signing up for a pro-rated plan. This will help average your bill out each month!
- Consider switching cell phone carriers or shopping around for different plans. If you are locked into a two year plan, consider contacting your provider for a lower rate that a competitor has. Feel free to ask for a discount- the worst someone can say is no. Many companies receive a discount with different cell phone providers. This could save you between 10-25% a month.
- Lump your insurance plans together. Did you know you can receive a discount if you put your car insurance and home insurance plans together with the same provider? This also applies to other various types of insurance.
- Re-evaluate your cable bill. Do you really need all those extra channels? On the other end, if you plan on keeping cable, pay attention to current specials for new customers as well. I was able to receive free premium channels for 6 months just for asking. If you can’t get a discount, you might as well ask what else you can get for the price you are paying
- My provider tried to convince me that I needed to upgrade to a faster internet speed which comes with a heftier price tag. Amazingly, my internet is pretty quick with the standard speed and I don’t feel I am missing out on anything.
- If you drive under 10,000 miles, shop around for car insurance that is for low mileage drivers. My car insurance rate dropped about 35% from doing this.
- Do you really need cable and streaming TV, like Netflix, Hulu Plus or Amazon? My cable bill is pretty low since I share the expenses with someone else, so I don’t mind paying for cable. Instead, I dropped Netflix which saves me $11 a month. The great thing is I can sign back up with a click of a button!
If you have a hard time talking to a customer representative about making changes to your account, start with an email. I believe in the power of being nice! I have found that by sending a respectable and friendly email, I get far greater results than someone who is mean and a bully.
If this does not provide results, then give the company a call and speak with someone. Most companies would rather work with you than lose your business!
Are you wondering how to save money on variable expenses? This includes areas such as grocery shopping, saving money on pet expenses and fun money spending! I will be focusing more on these areas in future posts, so stay tuned!